I have known I want to be banded for a couple of years now, but I just can't seem to get the money together without huge interest penaltys. I work with people with disabilities (which pays nothing) and I am back in school. I do not own a house nor have credit... which I have noticed people think is odd, but I pay everything in cash, so if I dont have the money to buy it I wait... ok I have a huge fear of DEBT!!! lol have a Tauras that will need a new transmition soon..... LMAO I swear that my car knows when I have a few thousand dollars saved!!! AGGGGHHHH it is just sooooo frustrating... And I am shocked that at 34, 400 lbs, Hypertension med taking rear end that all of the insurances I have had I could not get the banding done....INSURANCE SUCKS!!!! lol ok I am a little bitter...... Anywhooooo, anyone have any suggestions???????