Buyer's beware! If you are considering financing your surgery loan, read the contract carefully. I just got my first bill from Reliance going through eFinancing and am so upset. They charged $1483.00 just to set the loan up. The contract is very slick with how they show you the amounts. If you look at the total, the monthly fee's for the loan, it adds up correctly. But what they don't tell you is that the monthly service fee is charged for the life of the loan regardless if you pay it off early. Plus you get charged the interest fee IN ADDITION to the service fee. I never would have gotten this loan had they been upfront about this...
