Hi all I'm Ashley I have been researching on getting a lap band for over a year now and I am Ready where the heck do I start?? I went to seminars and at that time my insurance said no way they will not cover the surgury well as of this year I have Aetna HMO and they will cover 100 % so I called and set up another seminar then what? is there certian steps I need to go through I know I cant just walk in a get the surgury done.