If you or your family owns or is buying a home- you can get a loan against that- a renters loan if the property is rental property or refinance for up to 80% of the value of the home-& the interest rate is usually much lower than these medical credit companies or a credit card. Also, if you have been banking at a bank or credit union
you can sometimes get a small loan from them,or- if you or spouse (if married)
have 401K- you can borrow against most of those plans and pay yourself back. When we checked with the 401 k of my husbands they had 3 reasons ONLY that you could borrow against the account- Adoption, any medical procedure not covered by our medical plan & and first home buying. Hope you find the way!!!!!