Thank you so much for caring enough to write back. I think she is trying to get disability. All the information you gave me is helpful. Again thank you so much.
Shelly,
Is your stepmother receiving Social Security disability payments? If she is, does she have Medicare yet? Medicare can help her pay for surgery. Her weight is high enough that lapband may not be the answer for her; she may very well need more radical surgery. I would bet that many, if not most doctors would not do lapband on her, but opt for gastric bypass.
If your stepmother has worked in the past, but is unable to now, she should check out Social Security disability payments to see if she is eligible. Her weight would make her medically eligible. Unfortunately, she wouldn't be eligible for medicare until she has been on Social Security for 24 months, so that isn't a quick fix for the insurance part of your question. Bless you for caring about her and your dad.