My sister was going to be banded at KU, and she started the process a year and a half ago. She had to fight with them every week, and had to appeal her insurance decision twice. In the end, insurance said no to her. She weighs 250 pounds and has hypertention that is adequately controlled by meds, and thats why they said no. (long story made short). So all of this was a huge turn off for me. I went to surgical weight loss center by my home and insurance denied me, said that I only have coverage for KU. They submitted my info to them that day, and a month later they sent me a letter saying that I had to attend their seminars. By this time I already scheduled my appointment for surgery with Dr Ortiz. This week I am going to get my first fill. If I stuck with KU, maybe I will be just now getting in to see the DOC.