BigD Posted May 14, 2013 Report Share Posted May 14, 2013 I was wondering if anyone has used the lenders for their surgery. I have seen the ones on OCC's site medloanfinance.com and medicalfinancing.com have any of you used them and how was your process. Are they reputable are their rates good pros cons? Link to comment Share on other sites More sharing options...
shnnnstwrt Posted May 14, 2013 Report Share Posted May 14, 2013 I tried the medical financing options and was turned down quite rapidly. I financed everything through One Main Financial. Didn't need anything down. No collateral. Totally unsecured. My name only. No cosigner. I dont have great credit either. And no penalty for paying off early. Drawback is probably highest interest rate allowable by law. I applied online and I got approval within a couple of hours. I then went in, took copies of my pay stub, signed the necessary paperwork, and walked out with a check in hand...Just like that!...Just a little tidbit, lenders approval requirements sometimes change month to month...Evidently the requirements were slack when i got mine, thank goodness! Link to comment Share on other sites More sharing options...
BigD Posted May 14, 2013 Author Report Share Posted May 14, 2013 Thank you for the info. Do you have the link to that site so I can check them out? I week away! how do you feel ready for a new begining? I wish you the best on your journey. I tried the medical financing options and was turned down quite rapidly. I financed everything through One Main Financial. Didn't need anything down. No collateral. Totally unsecured. My name only. No cosigner. I dont have great credit either. And no penalty for paying off early. Drawback is probably highest interest rate allowable by law. I applied online and I got approval within a couple of hours. I then went in, took copies of my pay stub, signed the necessary paperwork, and walked out with a check in hand...Just like that!...Just a little tidbit, lenders approval requirements sometimes change month to month...Evidently the requirements were slack when i got mine, thank goodness! Link to comment Share on other sites More sharing options...
guatemama05 Posted May 14, 2013 Report Share Posted May 14, 2013 I was told their rates were really high and there is an additional fee. I got a loan thru my bank, but if that's your only option then go for it. Link to comment Share on other sites More sharing options...
shnnnstwrt Posted May 15, 2013 Report Share Posted May 15, 2013 The website is onemainfinancial.com. As I already pointed out, their rates are crazy high. I couldn't go through my bank or any other financing I tried. I had already given up and stopped looking for several weeks when I stumbled across the website and thought what the heck...then BAM! APPROVAL! I was all like really? It's still hard for me to believe it's finally about to happen. I'm so busy I don't think it'll ever get here. So busy in fact that im looking forward to the recovery in mexico so I can rest! Link to comment Share on other sites More sharing options...
Magee1129 Posted June 4, 2013 Report Share Posted June 4, 2013 Hello. Has anyone heard of the No patient Denied Act? I was approved and have to paid 200 within Two weeks. The 200 hundred goes towards the surgery to hold my date. Link to comment Share on other sites More sharing options...
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