stormy

My husband and I are going to do this together. But he is concerned. He is an electrician and he says his job is demanding. He will not be able to take time off from work, exempt for the weekend we are there to get the surgery. Can you tell me, if he goes back to work on Monday, after having surgery on Friday, will he be able to do anything? I dont want him to get in any trouble for missing work. If he watches what he does and tries not to lift more than the 15 pounds, would he be ok. How much time off would he really need? This is a new job for him and I dont want him to lose it. This is for his health maybe they would understand, I dont know but I really need to know what we are looking at. right now he is 5'8 280 pounds and misrible. He can't even put on his own socks right. He is very stubborn he will go to work even if he is in pain. For the guys on here, what was the recovery like and did you go back to work?

I called Care Credit and they gave me $6800. So with the three loans I have enough. I just have to figure out how to pay it back. One thing is I have a storage shed, I am going to have to get rid of it, that is $268.00 per month, that will pay most of the payments. Then get rid of the credit cards and my payment on my wheels. I think I can swing it. I have to look at it like this. We wont be going out to dinner much anymore and if we do we can split a meal. We wont be eating a bunch of food at lunch, I know we are going to save. It will be rough but we can do this.

OH MY GOD. I called care credit, they gave me $6,800.00 They ROCK!!!!! within 5 minutes, they love me!!! So here is where I am at. Care Credit $6800.00 Bank #1 $5400.00 Bank #2 $5000.00 Total amount $17200.00 I will call today and see if the special is still on and we are set. I dont know how I will ever pay for this but who cares!!! I AM GETTING THE BAND!!!!! YEAH!!!!!!!!!!!!!! I LOVE YOU GUYS!!!

no but I could be

UPDATE Approved but only for $10,400, we need $15,000 for both hubby and me. But here is where they have it Loan #1 $5,000, payment $219.92 a month ----- BIG OUCH Loan #2 $5,400, Payment $177.37 a month ----- OUCH, Interest on both 17.9% To me this is horrible. He said he is going back to see if they will loan another $5,000. How the heck will I pay for it? I want this but geesh. hubby is going to say "NO" I know it. I have about $236.00 per month that I stash in savings. I could use that but my god, this is ridiculas!! The only thing I can think of is if I do take it, try to pay down a credit card and use that to pay it off. I have a credit card at 11% and it has $3,000 on it, if I can get it paid down I could almost pay one off. Talk about a juggling act. I have a care credit card and there is $347.00 available on there. It is called the search for money. I will get back to you, this has got to happen. Keep praying, it is working!!

If I get denied again, I will check them out. My concern is the whole bank situations right now. I heard on the news it is bad. The feds are bailing some banks out and then the Fannie Mae, Freddie Mac iss, this may make it so no one can get a loan. I know the money will come to me, it is a question of timing. They should call me today with a decision. I am praying.

I got on here thinking I would just check to see more about the Lap Band. Having checked it out in Oregon, I was not impressed on what you have to go through to even be considered for the surgery. Once I got to this site, I was amazed /biggrin.gif' class='bbc_emoticon' alt=':D' /><' /> . People are so positive. Maybe all the bad stuff is deleted. Who knows, all I know it has changed my whole view about having the surgery out of state. My family and friends are not happy about my considering this. Nothing but negative stuff comes out of their mouths and they are hoping I dont get my financing. My husband is scared about me getting it cause he is not sure we can afford it. I tell him we cant afford not to. I was going to do it alone but he told me of his fear that I will get thin and leave him. I have explained that is not the case. He thought it over and having talked to me about how bad he feels about his weight, he is going to go with me. I would like to do it when it is not so hot, maybe October. I can't stand to be in the heat. We just heard about the banks going down, so financing is going to be a huge issue. I may have to pay off some bills and even go back to some of the people who are on my credit report and pay them off. There is only two that are being negative since my bankruptcy. Sometimes you can pay them off at a lower rate. I am scarred about the possiblity of never having soda and bread and junk food. But I know these things are what are killing me slowly. I know right now, I have no control and I eat way to much. Even though I lost weight on Jenny Craig, I gained most of it back and more. I am going to pray every night that god gives me the resources to get this done for both my husband and I. This could change our whole lives. If other people had a good experience in TJ then maybe I will too, the cost of fills is a concern, transportation and such but I will cross that bridge later. For right now, I have to find the money just to get it done. So here I pray. :lb12:

Where do you get your fills, I am in Oregon.

You look so good, I am watching your progress. I cant wait to get mine. Keep the information coming!!

I applied at line at MymedicalLoan.com after I got a call that they are no longer doing home equity type loans at e-financial solutions. I guess the economy is too bad right now. Then why did they ask for my home info? (furious) So on the my medical it asked for an explanation of my credit history, so that was nice, I hope they read it. After this, I am going to wait awhile, you can't run your credit too much. I talked to the dr, I guess I dont have anything wrong with me, they thought I had diverdatictulitus (sp) guess I dont have that, they have no idea why my side hurts, CT was clear. They told me to quit the antibotics and my ankles should quit swelling. But lose the weight. Dah! Ok well keep praying for me. Something good has to happen for a change.

So I have been denied now twice. Now the e-financial solutions wants info on my house, looks like they want to secure the loan. That is so freaking scarry. I only have about $30,000 equity in house. What a mess. What is worse, I got home last night and my ankles were swollen. I am retaining water or something. Last week they told me I may have diverdaticulitis (sp?) but they are not sure, they put me on augmenton and told me that it will take two weeks to clear up. Now the swelling. I know that my cycle is going to start soon but I have not seen this before. When I called the dr and told him I was concerned, he said drink more water, remember you have gained some weight, this maybe normal and will go away. OH MY GOD. I got fat and now I am falling apart. This can not be happening to me. I am freaking out. I want to get this done!!! I dont want to freaking die. I weighed myself I am 242 pounds and I am 5'5. This is horrible. I might as well tell them my house information, wont do me any good if I am dead.

Not til I get my band, hold that thought

Congratulations. I am so happy to hear that, it makes me feel good about possibly doing it. I hope I get my financing. Keep me updated at how you are feeling. Thanks

I'm gonna pray about it, people are right, if it is meant to happen, it will.

you guys crack me up, I thought you were talking about POO. hahhhaa. Scarred me, I was thinking you all had a poo issue. hahahha. I like the banner. This place rocks, never have I found so many cool people. I will look forward to telling my Jenny Craig consultant to stop harrassing me. She wants me back. I did lose on there but I need something different. She told me she is tired of all the bill collectors calling her, I said "oh kinda like a Jenny Craig consultant calling all the time" I dont think she liked that to much, I laughed my head off. Maybe I will tell her I have a disease and I can't come in there anymore. They need to understand, not every program is for everyone. Anyhow, you guys rock. Can I be on team craptastic?

So I applied at one place and was denied. Seems my bankruptcy in 2002 is going to be an issue. So I applied somewhere else. They told me before I applied that it would not be a problem but now here we wait. I talked to Lori, they have an opening on the 22nd for both of us, but I can't committ with no money. This is horrible!! I found out at work that I get three days off in August for floating holiday that I can use. I found child care. I got hubby on board. I have a credit card I can use for airline tickets, if I can get seats, but no financing. They say I may know by tomorrow. I am going to pray. I can't see using my house as a resource to do this but geesh! Someone has got to give me some money. What is sad is three months ago I had $30,000 and remodeled the house. I should of thought of this then. What a mess. I am so afraid that I am going to be denied. We have a lot of debt but I have not missed a bill or been late since 2002. You would think they would consider that. Pray everyone that someone give me the money!!. I will let you know what I find out. I told Lori not to give up, I want that spot for hubby and I.

I found child care. The woman who runs the daycare said she would watch him all weekend. So we could leave on Thursday, have surgery on Friday and be back by Sunday. I am thinking August. But I am waiting for the financing to come through but I only applied for me, now I need to change that. WOW, I can't believe this is happening. If financing comes through and we can get the time off from work WE ARE GONNA DO IT!!! that is if he dont chicken out..... HA

I could not believe the conversation my husband and I had. I was telling him wonderful all of you are and that you are all giving me such good information. I told him about my phone call to (tammy) in Atlanta, and then out of his mouth he says, I think I am afraid that you will lose the weight and leave me. I almost cried. We talked about it and I explained to him this is not going to happen. Then this morning he talked about going with me. Has anyone done it together. Our only problem is who will take care of our 4 year old child while we are gone. He has mild autism so he can't be dragged around somewhere. It is going to be hard to find someone I trust. My family is not an option. Any ideas anyone? Has anyone gone together?

ok I sent you a message I hope I did it right.

Ok I called them I am very excited but have a few more questions, maybe you could answer. 1. How did you feel about the standard of care in Mexico? 2. How do you feel about follow up from them? 3. Do they make you sign waivers that they are not responsible for any complications regarding the surgery. My friend does not want me to do this. She said if I get an infection, there will be no one to help me. Can you please tell me about these?

Oh my god, your note made me cry. Thank god there is someone here in Portland like me who has this problem. How are you doing with it? What can you share with me? I'm scarred. Am I attempting to take the easy way out? She told me just to change my lifestyle. I just dont know how. That is what my friend told me. Where do you go for fills around here?

Ok so I am interested and I am checking my options. If I get it done in Oregon I have to go through a sleep study, meet to have a psychological evaluation, have EKG and blood work done. Meet with a physical therapist and if I dont pass the psychological eval they can deny me. Does OCC do this? How do you get started? How much does it all cost? What should I do to get the ball rolling. I am scarred about doing this, but I think this is what I have to do. Does OCC make you go on the diet first to lose weight. What about the hemangomia I have on my liver, will that be a problem? Can anyone tell me what they did to get started? Kim not banded yet current weight 236 pounds 5'5